A product of Built4U Apps Private Limited · Early access · Works in most countries globally

Everything you own, written down where your family can find it.

Your house papers, your gold, your insurance policies, your bank accounts — KinNest is a private place to write down what you have and where it is. You choose when to share it, and KinNest can hand it over when its handover conditions are met.

YOUR records, documents and wishes NEVER connected to your bank NO ads, ever
Your record 4 entries · private
The houseSale deed in the study cupboard
SEALED
Gold — jewelleryBank safe deposit box
SEALED
Life insurance policyNominee registered · agent's card in the file
SEALED
Savings + brokerage accountStatements in the top drawer
SEALED
For the people you trust · sharing and handover

In most homes, one person knows where everything is.

When something happens to them, everything they knew goes with them — and the family is left searching.

So you write it down in KinNest. We hold it carefully — and hand it over only when it's truly needed.

01 — The problem

Families don't lose money only to fraud. A lot of it is lost because no one knew it was there.

Every year, savings, insurance and deposits go unclaimed all over the world — simply because the family never knew they existed, or never knew where to look.

₹86,917 crore
sits unclaimed with Indian banks alone — insurance and mutual funds are counted separately (sources)
3–12 months
what a claim can take when no nominee is registered
~15 days
when a nominee is registered and the family knows where to go

The same is true in every country that counts it. What six countries record, with sources → Without a record, your family is left with drawers, guesses and months of phone calls. With KinNest, they know what exists, where it is and what to do next.

02 — The gap it fills

Your money is in more places than anyone else knows.

Your apps track the online part — funds and stocks on one platform, linked accounts. The rest sits scattered, and only you hold the full picture.

The cupboard & the locker

The deed, the gold, the key — where each one actually sits, written in your words.

The passbooks & FDs

Which banks, which branches — and whether a nominee is registered at each one.

The policies

Life, health, home, vehicle — the insurer, the agent's name, the policy that matters.

The direct investments

Bought from the fund house itself rather than through an app — each with its own registrar or platform.

The newer things

Digital gold, bonds, crypto — things your family may not even know exist.

Pension & more

Workplace pensions, government savings schemes — and private loans people still owe you.

You record all of it in KinNest — what it is, where it is, and your note. KinNest keeps your written words and the files you choose to attach — a photo of the papers, or a scan.

Why KinNest

What makes KinNest different.

Keep your important information organised and plan how it reaches the people you trust.

Digital legacy management.

KinNest helps you organise your important records, documents and personal wishes for the people you trust.

A claim in ~15 days, not months.

Register a nominee at each bank and insurer, and a claim that can drag 3–12 months settles in about two weeks. KinNest shows your family exactly where to go.

Yours alone, never sold.

No ads, no trackers, never sold — the subscription is how we earn. Reading your record is part of no one's job, and you can delete everything whenever you want.

03 — How it works

Write it down once, update it when life changes. We do the rest.

Setting up takes about half an hour. After that, it runs on its own.

You
you write down
House Gold Policies Accounts & FDs Mutual funds Digital gold & more
Your KinNest record WHAT IT IS · WHERE IT IS · SEALED
You can choose to share — handover follows its own safeguards
Nominee

up to five primary nominees and five backups — you decide whether to tell them now or leave it until it matters. Anyone you do invite accepts in their own KinNest account.

Backup nominee
reserve backups are contacted if no primary acts
The family they receive it for — children included The nominee receives the record and passes it on to the family.

They can read it after you share it or a handover grants access.

STEP 1

Write it down

List what you own — your home, your gold, your policies — and where each one is kept. Add notes and supporting documents to help your family find what matters.

STEP 2

Choose your people

Pick the people you trust to receive it for your family. Naming alone shares nothing. You can share with an accepted nominee before a handover.

STEP 3

We ask if you're okay

From time to time, KinNest asks if you're okay. One tap — "I'm fine" — and nothing changes.

STEP 4

We hand it over — and you can stop it

If you ever stop replying, we ask the people you named to check on you. Even then nothing opens straight away: you get more time, and one tap ends it.

Try it — this is all KinNest asks of you
A quick check-in is dueThis is everything KinNest ever asks of you.
04 — When the day comes

Your family gets each entry, and the steps to claim it.

At the hardest time, every entry tells them exactly what to do.

What exists, and where

Each thing you recorded: what it is, where to find it, and your note in your own words — with a photo so they recognise it.

How to claim each one

Guidance with each entry — who to approach and what to carry — with a link to the official channel where one exists.

A word from you

Your personal message is kept alongside the record, and your family reads it when the record opens. And if you would rather not wait — once someone you named has accepted, you can share the record with them yourself, at any time, and close it again.

This is the guidance your family sees.

This is what your family sees with each entry — plain steps, real offices, official links. Not just "a life insurance policy exists": what to carry, whom to meet, how long it usually takes.

CLAIM GUIDANCE
Life insurance policy
CarryDeath certificate · policy number · your ID and bank details
ApproachThe insurer's branch, or the agent noted by the owner
Time~15 days when the nominee is registered
OfficialThe insurer's own claims page

Everything you've built should reach the people you built it for.

We're a small, independent Indian studio. We succeed when families never lose what belongs to them. Nothing lost, for generations.

0
Account credentials requested
0
Ads or trackers
100%
Yours to erase, anytime*

* Deleting your account erases your entries, your files, your letters, the people you named and your login. One thing outlives it: a short log of what the machinery did — who was asked, who answered, and when. It holds nothing you wrote, nothing you attached and nothing about what you own. And if your record had already reached the people you named, their copy is theirs to keep.

05 — Safe by design

Digital legacy management.

KinNest does not ask for access to your financial accounts or login credentials. We recommend keeping passwords, PINs and other access credentials separately, and recording where to find them in KinNest.

  • Never connected to your money. No bank logins, no account linking. KinNest does not access your financial accounts or move money.
  • Useful details. Record where to find an account, policy or document, along with the context your family may need.
  • Private to you. Naming someone does not give them access to your record. Access follows your sharing choices or the handover process.
  • No ads, never sold. The subscription is how we earn. Delete everything whenever you want.

How KinNest keeps your family safe →

How the handover stays safe
01
It always assumes you're alive.

Respond to a check-in and nothing opens. One tap resets everything.

02
One report is never enough.

There's a waiting period, and you always get the chance to say "I'm fine" and stop it.

03
Opens only to the people you named.

Only the addresses you gave us, each one proved by the person who holds it. Never on request, and never to anyone who simply asks.

04
It helps while you are alive, too.

KinNest reminds you to register nominees at your bank and insurer — the step that turns a months-long claim into about two weeks.

06 — How it's different

How KinNest supports your plans.

A will says who. KinNest shows where.

Your will decides who inherits — it rarely lists where everything actually is, and it cannot: you would have to rewrite it every time you opened an account. KinNest fills that gap, with or without a will. The gap, in full →

A diary can't reach your family.

A notebook or a spreadsheet goes out of date in a drawer — and it can't reach anyone on its own. KinNest helps you maintain that record and asks you to check in. Its handover process can make the record available when its conditions are met.

A banking app moves money. KinNest can't.

Keep details of bank accounts, investments and crypto alongside your other records. KinNest does not connect to those accounts or move your money.

07 — Pricing

One plan, everything included.

Choose yearly or monthly billing. Both include the same features, with introductory pricing for your first year.

Full pricing, and why it isn't free →

Yearly
Regular price ₹1,499/year
₹999
for your first year; then ₹1,499/year
Save 33% in your first year
Monthly
Regular price ₹149/month
₹99
per month for your first 12 months; then ₹149/month
Save 33% for your first 12 months

Every plan starts with a free 30-day trial.

Shown in Indian rupees. Regional prices and introductory offer availability will be confirmed before paid subscriptions open.
Beta is free. No payment is taken. Prices shown are the intended India offer after beta; checkout is not open.
08 — Questions

The things people ask first

Is this a will, or estate planning?

No. KinNest doesn't decide who inherits what and it isn't a legal will. It's a record and a handover — you note what exists and where, and name who should reach it for your family. Who legally inherits is handled the usual way. What a will does not cover →

Can KinNest touch my money?

No. KinNest never connects to your bank or your accounts — there's nothing to link and nothing to authorise. It has only what you write down — notes, like a notebook your family can safely receive.

Can my spouse or children see my record while I am alive?

Naming alone does not share your record or contact the person by default. An accepted nominee can see the date you last checked in. They can read your record when you choose to share it or a handover grants access. You can close a share later.

What if someone falsely says something happened to me?

This is the case we designed hardest for. Nobody can even file a report until you have already been silent for your whole check-in window — three months, unless you choose a shorter one — and whoever files one types their own name against it. You are told the moment it happens, on every address we have, and you then have seven days in which one tap ends it. One tap ends it, and it stays ended for as long as you keep checking in.

Why isn't it free?

We considered it, and chose not to. A free record gets set up once and forgotten, and a forgotten record is a risk: it could reach the wrong person or raise a false alarm. A small subscription keeps you connected to your record — so you keep it current, and it stays trustworthy on the day it matters. The full reason →

What if I stop paying?

Your record is not deleted. You can still delete content, remove a nominee and export your record, but adding or changing content or nominees and checking in require active coverage. If your watch was already running when coverage ended, its countdown continues from your last accepted Check in. On that fixed date we reach out to the people you named and ask them to check on you. If you had not started the watch, coverage ending creates no countdown or family contact. We cannot tell whether a stopped payment means you cancelled, a relative cancelled, or something happened to you — so we do not guess. For a running watch, our messages offer two doors: subscribe again, or pause the countdown from your own device. If you cancel, ignore us for months and never pause, your family may be contacted while you are perfectly well. Pausing also stops delivery if something happens to you. How this works →

Set this up before it's needed.

A record like this is easier to set up while everything is fine. Join the free beta and help shape KinNest.

Takes under a minute. We'll only use it to invite you in — no spam, no sharing, ever. Or write to hello@kinnest.in.

KinNest is owned and operated by Built4U Apps Private Limited
Registered office: C303, WOW By UrbanTree, Sowmiya Nagar, Medavakkam, Chennai-600100
Write to us: contact@kinnest.in